Neighborhood Aerial View.jpg

Invest in Residential Fix and Flip Loans

Request Info

We provide our capital partners an attractive return on investment relative to the risk by loaning money to New Again Houses® franchise owners to purchase, renovate, and sell houses.

We are a single purpose business and what we do is simple: we loan capital to New Again Houses® franchise owners. New Again Houses® buys distressed homes, renovates, and then sells them, commonly known as ‘flipping’ houses.

While private lending typically charges interest in the range of 10% to 15% per year, we have stayed on the lower end of that range to work with high character individuals and to cultivate a long-term relationship for sustained, persistent return on our investment. We execute a promissory note on each house to provide funds to purchase and renovate it. For security, the lending company is named on the deed of trust filed with the county clerk. Since inception in 2013, we have had 1,000 loans payoff with no defaults and provided the capital partners an annual return on investment of 10%. [Past performance is no guarantee of future results.]

Learn More

Strategic Partnership for Mutual Growth

Untitled-2.jpg

Together, Alta Capital Management™ and New Again Houses® provide an opportunity for franchise owners to build their own disciplined real estate investment business while generating an attractive return for investors.

Learn More

Leadership & Expertise Behind Alta Capital

Mark Pate is an experienced finance professional who has built and managed Alta Capital Management™ since 2013. With a background as Chief Financial Officer and Vice-President of Finance at Baker Hughes, he leverages deep expertise to identify and evaluate investment opportunities that deliver strong results for sophisticated investors.

Meet Mark

Insights Into Our Business Model & Values

Consistent, Established Returns

Demonstrated track record of stable ROI

Secured by Premium Real Estate Assets

Investments backed by tangible property value

Exclusive Alternative Investment Opportunity

Diversify portfolios beyond traditional markets

Trusted Partnerships & Community Impact

“Alta Capital builds value through trusted partnerships and disciplined real estate investing—turning opportunities into thriving homes and strong communities.”

Zac Chrisman

Franchise Owner, Coastal Carolina

“I started as the project manager and helped Nick grow from electrician to licensed general contractor, creating a close-knit, integrated team. This collaboration adds real value and lets us maintain quality while working efficiently.”

Brian Boll

Franchise Owner, Nashville, TN

“We preserved the home’s charm while cutting renovation costs by $40,000, completing the project in three months and attracting multiple above-ask offers.”

Phil Dunbar

Franchise Owner, BucksMont, PA

Hear from Our Investors

“I decided to invest in Pate Financial after meeting with Mark who I have known for 20 years.

With interest rates being historically low, fixed income investments are yielding returns barely above inflation. Pate Financial was the perfect investment to fill that void in my investment portfolio. Their goal of a 10% return on an investment with significantly less risk than investing in the stock market seemed almost too good to be true.

The scientific approach to home flipping along with the careful selection of properties has made the goal of 10% returns a reality. I personally have invested a large sum of money in Pate Financial and plan on investing more in the future. A company is only as sound as the people running it, and having known Mark Pate for 20 years I can vouch for his character and his knowledge of finance and investments.”

The Paynes, investors since 2019

“As a careful investor I have had opportunities to participate in several financial strategies and I can say that I have appreciated the approach by Pate Financial more than others.

First there is the personal interaction with Mark that instills confidence, and his availability is important too.  Then there is the consistent return.  Pate Financial investments have performed as advertised and, in some cases, better.  Reporting is very valuable to me too.  Mark goes out of his way to making reporting simple, clear, and timely.”

Will, investor since 2019

“This has been a terrific alternative investment opportunity for me.

Mark uses a solid systemic approach to enable us to achieve aggressive growth and return on investment objectives. The relationship with Matt and NAH creates a win-win environment. Expenses are well managed; projects are completed on-time and capital utilization is excellent.”

Jack, investor since 2017

"A providential meeting of Mark Pate in our gym led to a friendship that my wife and I have treasured.

In time we learned about Mark's business ventures and his leadership role in one of our local universities. His new, growing involvement with NAH as the major financial supporter backing this organization intrigued us to consider his Alta Capital Management Company as a wonderful place to make an investment. The more we discovered, the more certain that this was the best way we wanted to invest for our future benefit.

The first investment was impressive in results. We then invested more on two other occasions. It is so rewarding to watch the NAH phenomenon grow and expand all over the nation with houses being beautifully redone and sold to happy buyers. The business model is unique and remarkable. The highest standards are met in the whole process. Alta Capital Management under Mark's leadership funds this mission with the highest integrity, competence, and effectiveness.

We count it a privilege and blessing to be a part of this joyful, expanding team of people with servant hearts. We are highly likely to invest more in the future in this company. We are greatly pleased with Mark and his team as they so successfully continue carrying out their work.”

Larry and Jan, investors since 2021

Welcome to Alta Capital

Request Information

Learn more about investing with Alta Capital Management™. Accepting accredited investors only.